Loan & Credit Origination, Tailored to Your Business.

LIGHTNING
FAST

Australia’s most modern, highly powered origination platform. Incept is designed to automate complexity, accelerate decisioning, and seamlessly scale with your growth.

THE END OF CLUNKY
SLOW LENDING

Modern data-driven engine

Frustrated with inflexible, legacy platforms or clunky manual processes?

Incept offers a modern, data-driven engine that streamlines everything from customer onboarding and verification to credit assessment and contract generation.

Scalable and efficient

Our platform is built for mid-sized lenders and credit providers who are serious about scaling efficiently and delivering an exceptional user experience.

Achieving over $1 Billion in Settlements using Incept
Achieving over $1 Billion in Settlements using Incept
$1BN+

Settlements achieved through to FY24 driven by the Incept Origination platform

+240%

New settled customers since platform launch

READ STORY

THE POWER OF AN INTELLIGENT LENDING ECOSYSTEM

Intelligent Automation

Achieve straight-through processing with confidence. Our dynamic Credit Matrix and automated data enrichment ensure fast, accurate decisions, every time.

Seamless & Unified

Consolidate your technology stack. Incept unifies origination, loan management (LMS), and collections (coming soon) under one flexible architecture.

image media
Delighting Every User

Experience origination software unlike anything else. Our modern UI/UX ensures a simple, few-step experience for customers, brokers, and internal staff alike.

image media
Built for Scalability

Launch new products and adapt to changing regulations faster. Incept’s configurable workflows and open API framework are geared for exponential business growth.

image media

COMPREHENSIVE INTEGRATION

Seamless API connections to credit bureaus, valuation services, KYC/AML providers, and CRM/ERP systems for real-time data syncing.

LEARN MORE
Image 1
Image 2
Image 3
Image 4
Image 5
Image 6
Image 7
Image 8
Image 9
Image 10
Image 11
Image 12
Image 13
Image 14
Image 15
Image 16
Image 17
Image 18
Image 19
Image 20
Image 21
Image 22
Image 23
Image 24
Image 25
Image 26
Image 27
Image 28
Image 29
Image 30
Image 31
Image 32
Image 33
Image 34
Image 35
Image 36
Image 37
Image 38
Image 39
Image 40
Image 41
Image 42
Image 43
Image 44
Image 45
Image 46
Image 47
Image 48

READY TO ORIGINATE AT 
THE SPEED OF LIGHT?

BOOK A DEMO